Compliance for non-banking financial companies(NBFCs) looks different in 2026. The Reserve Bank of India replaced the Master Direction on KYC, 2016, with ten sector-specific Master Directions on November 28, 2025, and issued a dedicated NBFC KYC Direction among them. Before that, the 2nd Amendment in August 2025 tightened customer communication standards, and a mid-2025 circular […]

In the fight against the second wave, the RBI Governor proposed a holistic strategy to alleviate the constraints that financial institutions and their customers face, in his latest statement on the 5th of May, 2021.

KYC for mutual funds is a one-time verification that lets you invest across every SEBI-regulated product, from mutual funds to stocks and demat accounts. SEBI mandated it for every investor back in 2011, and the rules tightened again in April 2024, when a three-tier status model (Validated, Registered, and On Hold) changed what you can […]

Every fintech, NBFC, and digital-first financial product in India faces the same early decision: build identity verification in-house or buy it as an API. The cost of getting this wrong is not theoretical. A bad KYC stack means slower onboarding, higher drop-offs, and regulatory exposure when RBI’s next inspection asks how your controls work. This […]

Most Indians have a CKYC record and do not know it. Anyone who has opened a bank account, bought a mutual fund, or taken a loan in the last several years is almost certainly registered in the Central KYC Records Registry. That single record is meant to make every subsequent KYC across banks, mutual funds, […]

Most Indian banks and NBFCs still run KYC on a calendar. A customer is onboarded, their record is refreshed two, eight, or ten years later, depending on risk under the existing periodic re-KYC rules, and between those dates, the institution is largely blind to profile change. That cadence was built for a compliance world where data […]

KYC explained. Definition, 3 components, types, process, documents, challenges, and India rules (RBI, Aadhaar eKYC, Video KYC, CKYC)

Security token offering (SEC STO) is a crowd-funding where digital tokens are issued to investors. To know more about it & the difference between ICO & STO, click here!

What does KBA stand for? Here’s detailed information on knowledge based authentication (KBA) meaning, benefits, working & disadvantages. Click here to read now!

Discover what OCR automation is, how it works, and practical applications to enhance data accuracy and reduce costs.

Address Verification Service (AVS) is widely used as a fraud prevention practice by credit cards companies. To know more about its working & advantages, click here!

Know Your Customer (KYC) guidelines are vast & critical to assess. Click here for a detailed guide on KYC rules, importance & critical blockers faced during KYC.