AI-Powered
Underwriting for Small
Business Lenders

Automate cash flow analysis and fraud checks, and
underwrite faster, smarter, & at scale.

Get a Free Demo

Why traditional underwriting fails
small businesses

Financial institutions face significant hurdles that slow down the lending process and increase
operational costs.

Risk Reports analysis takes >15 mins, delaying decisions

Manual processing needed for scanned bank statements

Poor data capture – need tailored configuration for each document format

Classifying
businesses into SIC/NAICS codes is manual and slow

What we can do better

Automated document processing for faster and easier underwriting.

Automate Extraction of Liens, Judgments, and Key Filings

Extract critical documents like UCC filings, corporate records, liens, and judgments with unmatched precision and speed.

Streamlined Decisions with High Straight-Through
Rates

Cut turnaround time from minutes to under
5 seconds with >80% straight-through processing.

Smarter Code Mapping
To Boost Match Rates

Accurate SIC/NAICS code mapping
using an AI-driven approach with
multiple datapoints.

Effortless Data Extraction from Any Sales PDF

Seamlessly handle sales PDFs of any
structure, ensuring accurate data extraction without manual effort.

We offer powerful modules tailored
for Small Business Lending

Risk Report Analysis

Instantly assess borrower risk with AI-powered extraction and analysis of credit reports.

Bank Statement Analysis

Go beyond credit scores & analyze cash flow patterns, overdrafts, NSFs, & recurring transactions directly from bank statements.

Industry Classification

Automatically detect the borrower's industry using transaction patterns and keywords, enabling risk profiling & fraud detection.

Sales PDF Processing

Seamlessly extract revenue trends, payment delays, and client concentration from invoices and sales reports.

Real ROI for real lenders

98%

Straight Through Processing

<5 Sec

Turnaround Time: Reduced from Minutes to <5 Seconds

5 Samples

Only 5 Samples Needed for Model Training

Customers love HyperVerge!

How HyperVerge OCR enabled LTFS to reduce TAT to 5-minutes

We take immense satisfaction in our ability to achieve a 5-minute end-to-end target TAT for consumer loans, and HyperVerge continues to be a pivotal partner in this endeavor.

Abhishek Sharma

CDO, L&T Financials

Jio partners with HyperVerge for Swift Customer Onboarding

HyperVerge delivered way more than what was expected. Couldn’t have asked for more.

Kiran Thomas

President, Jio Telecom

CIMB is very proud to be associated with HyperVerge

Over the past year, we’ve had a phenomenal experience partnering with them for our eKYC journey.

Rachel Nguyen

Director, CIMB Vietnam

How HyperVerge Accelerated Income Verification at Dhan

HyperVerge helped us build a streamlined backup flow, reducing document processing time from a few minutes to a few seconds. This not only eased the Ops workload but also pushed our overall STP rate beyond 80%, ensuring a faster, smoother experience for our users.

Anirudha Basak

Senior Product Manager, Dhan

AI-Powered Underwriting for Small Business Lenders

Why traditional underwriting fails small businesses