
Real-Time Income Validation for Lending | HyperVerge
AI-driven real-time income validation is revolutionizing lending. It is improving accuracy, reducing fraud, and accelerating loan approvals.
Read MoreSales PDFs, bank statements, risk reports, even SIC codes—we handle all the messy stuff. 5x faster, 3x more accurate, and zero manual back-and-forth.
Trusted by 400+ financial institutions
Names You Know. Trust We've Earned.
450+ enterprises. 50+ in lending. 10+ countries.
Manual processes slow decisions, increase errors, and make you lose deals to faster competitors.
Avg. time-to-offer: 30 mins
Sub-2 min flow needs full automation
Manual gaps in sales PDFs, bank data, SICs & risk reports
Lost deals to faster competitors
Lower LTV from high-FICO customers
Risk report reviews take ~15 mins
Criminal records, liens & fraud signals buried in PDFs
Manual searches needed for entity matches
High TAT & errors slow approvals
Lost deals due to delayed decisions
Current TAT: 15 mins to a few hours
Scanned PDFs have high processing time from current vendors
Revenue analysis & stacking still done manually
Hinders the 2-min pre-screening goal
Impacts decision accuracy
SIC/NAICS tagging is manual and slow
Inconsistent data causes misclassification
Research across names, sites & txns is error-prone
Inaccurate tags raise risk & compliance gaps
Delays in classification slow underwriting
ISOs use 100s of formats—vendors can't keep up
Adding new formats is slow and costly
On avg. 25% of cases still need manual review
Low accuracy leads to downstream errors
Manual reviews slow TAT and limit scale
AI-powered solutions that eliminate manual work and accelerate your lending pipeline.
From borrower application to disbursal, multiple risk checks, done in under 5 minutes with HyperVerge.
Built to streamline decisioning across your entire organization.
50 % fewer manual tickets
Live dashboards auto-refresh
AI pre-scores PDFs & statements
Fraud flags before review
Live portfolio health & audit trail
Cut charge-offs with early signals
Drop-in APIs & no-code rules
Launch new flows before lunch
Unify front-end, back-end, and analytics into one seamless AI-powered flow—powering customer journeys, fraud checks, and compliance through our no-code workflow builder. HyperVerge ONE lets teams ship faster and skip sprint overruns.
Power every touch-point—from UI widgets to API calls.
Plug any ID, docs, risk or cash-flow module on demand.
Ship new flows in minutes with visual logic blocks.
Spot drop-offs & approvals in real-time dashboards.
Real-time Risk & Compliance Overview
See the dramatic difference in capability and performance
Metric | Before (Manual / Other Tools) | After (With HyperVerge) | Impact |
---|---|---|---|
Decision Speed | 3+ hours | <5 minutes |
95% faster
|
Auto-Approval Rate | 40% | 80%+ |
2x higher approvals
|
Sales PDF Parsing | Template-based, manual entry, 30% error rate | Template-agnostic, 98% automation, <5% errors |
83% fewer errors
|
Cash Flow Analysis | ~15 mins, limited insights | 5-15 secs, 98% accuracy |
Real-time visibility
|
Business Classification | Manual lookup (NAICS, revenue, alt-lenders) | Auto-tagging with 99.1% F1 Score & NAICS mapping |
100% accuracy, lower TAT
|
Risk Checks | Patchy checks, manual report reviews | Flagged instantly using LLMs, liens, fraud indicators |
Proactive protection
|
Identity Verification | Manual reviews (~5-45 mins) | Instant (<1 min) |
98% faster
|
Change Request Turnaround | Few weeks | 1 day |
10x faster turnaround
|
See these improvements in action with a personalized demo of your lending workflow.
Schedule Your DemoSee how leading financial institutions transform their operations with HyperVerge
"We take immense satisfaction in our ability to achieve a 5-minute end-to-end target TAT for consumer loans, and HyperVerge continues to be a pivotal partner in this endeavor."
"Over the past year, we’ve had a phenomenal experience partnering with them for our eKYC journey."
"HyperVerge helped us build a streamlined backup flow, reducing document processing time from a few minutes to a few seconds. This not only eased the Ops workload but also pushed our overall STP rate beyond 80%, ensuring a faster, smoother experience for our users."
"HyperVerge delivered way more than what was expected. Couldn’t have asked for more."
With certifications such as ISO 27001, SOC 2, and GDPR, HyperVerge meets the highest benchmarks in data security and compliance—enabling secure, scalable lending operations.
Stay updated with the latest trends, insights, and best practices in AI-powered lending
AI-driven real-time income validation is revolutionizing lending. It is improving accuracy, reducing fraud, and accelerating loan approvals.
Read MoreLearn how cash flow analysis enhances income verification, improves risk assessment, and enables smarter lending decisions with real-time insights.
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Read MoreGet answers to common questions about HyperVerge's AI underwriting platform
See how HyperVerge can reduce your first review time by 80%—within the first week.