AI Agents for Small
Business Underwriting

5 minute offers without 5x the risk. AI underwriting built for lenders.

See it on Real Files

Powering more than 1Bn+ applications

The AI stack behind 5 minute offers

Trained on 2B+ real applications and trusted by 450+ financial institutions, our AI modules
turn underwriting documents into decision-ready data in minutes.

Application Intake Automation

Move application packages from inbox to CRM system records automatically.
Keep files organized, structured, and ready for review.
Let your underwriting team focus on credit decisions, not file handling.

Find out more

Industry Verification & Classification

Verify business presence using multiple signals with greater speed and confidence.
Assign accurate NAICS, SIC, or custom industry codes with less manual work.
Run sharper pricing and risk rules while reducing exposure to restricted sectors.

Find out more

Bank Statement Analysis

Get a complete, accurate view of the business' cash flow in seconds.
Instantly surface the signals that matter from every bank statement.
Approve more creditworthy businesses while keeping loss rates in check.

Find out more

Background
Checks

Cut review of long person and business reports from minutes to seconds.
Bring critical liens, judgments, and other key signals to the front instantly.
Keep your team fast without sacrificing investigative depth.

Find out more

How top funders run
underwriting at scale

HyperVerge offers specialized AI agents,
each built to optimize underwriting.

Upto 5x more deals with the same team

AI handles the busywork, so your underwriters can scale without adding headcount.

Better & more accurate decisions

Combines document and data checks into a view of every application.

Time to offer drops
to minutes

Documents are auto-analysed and routed so you get to a clear yes or no much faster.

You decide how much
to automate

Decide what to automate & what stays a human call, and tweak the mix when you need.

See your productivity lift in seconds

Get an instant estimate of how much faster your team can move with automation.

Time for bank statement analysis today (min)

(5 min)

3.3X

ROI on productivity

What Our Customers Say

Real outcomes from lending teams using HyperVerge to
speed up underwriting without losing control of risk.

"We were not buying software. We were optimising one of the most important steps in our funnel.
Working with HyperVerge felt like a partnership from
the get go - from spending time understanding our
challenges, sitting down with teams to codify the tribal
knowledge and tailoring the output to exactly suit our
needs. The outcome: 80% productivity improvement
for background checks."

Herk Christie, COO Expansion Capital Group