AI Agents for Small
Business Underwriting

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Powering more than 1B+ applications

The AI stack behind 5 minute offers

Trained on 2B+ real applications and trusted by 450+ financial institutions, our AI modules
turn underwriting documents into decision-ready data in minutes.

Application Intake Automation

Move application packages from inbox to CRM system records automatically.
Keep files organized, structured, and ready for review.
Let your underwriting team focus on credit decisions, not file handling.

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AI Underwriting for Small Business Lending | HyperVerge

Industry Verification & Classification

Verify business presence using multiple signals with greater speed and confidence.
Assign accurate NAICS, SIC, or custom industry codes with less manual work.
Run sharper pricing and risk rules while reducing exposure to restricted sectors.

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Bank Statement Analysis

Get a complete, accurate view of the business' cash flow in seconds.
Instantly surface the signals that matter from every bank statement.
Approve more creditworthy businesses while keeping loss rates in check.

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Background Checks

Cut review of long person and business reports from minutes to seconds.
Cut review of long person and business reports from minutes to seconds.
Keep your team fast without sacrificing investigative depth.

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How top funders run
underwriting at scale

Upto 5x more deals with the same team

AI handles the busywork, so your underwriters can scale without adding headcount.

Better & more accurate decisions

Combines document and data checks into a view of every application.

Time to offer drops to minutes

Documents are auto-analysed and routed so you get to a clear yes or no much faster.

You decide how much to automate

Decide what to automate & what stays a human call, and tweak the mix when you need.

See your productivity lift in seconds

Get an instant estimate of how much faster your team can move with automation.

Time for bank statement analysis today (min)

(5 min)

3.3X

ROI on productivity

What Our Customers Say

Real outcomes from lending teams using HyperVerge to
speed up underwriting without losing control of risk.

"We were not buying software. We were optimising one of the most important steps in our funnel.
Working with HyperVerge felt like a partnership from
the get go - from spending time understanding our
challenges, sitting down with teams to codify the tribal
knowledge and tailoring the output to exactly suit our
needs. The outcome: 80% productivity improvement
for background checks."

Herk Christie , COO, Expansion Capital Group

"HyperVerge is a key partner in Breakout’s journey to
provide a seamless experience to our ISO partners and
borrowers. HyperVerge's solutions now enable our
partners to seamlessly configure and select the best
offers based on borrower needs. For us, this means
clearer communication, faster decisions, and improved
take rates."

Ian Bradley , Chief Operating Officer, Breakout Finance

"HyperVerge has been a great AI partner in helping to automate parts of our pre-underwriting workflows
and drive efficiency in our application funnel.
They delivered the business impact within a short span
of time, making them a dependable partner to work
with."

Mark Leibowitz , Founder & Chairman, Mulligan Funding, LLC

“HyperVerge helped us make application intake cleaner and more reliable, with 95%+ straight-through automation.
We were impressed by their innovation on challenges like reading ‘watermarked’ apps and bank statements where most other solutions struggled. This has helped underwriters spend more time actually underwriting, instead of manually entering apps.”

Dusty Wasmund , Chief Operating Officer, Cedar Ridge Capital