20+ Documents Acceptable For Identity Verification

Which documents are accepted as identitiy verification proof? Here’s a list of important & crucial documents that you can use as proof of identity. Click now to read!

Table of contents

ID proof number is required for identity verification, carried out by several organisations providing critical and essential services. These documents are proof that a person is who they claim to be. These are crucial to completing KYC procedures at financial institutions. According to the law, institutions providing financial services in any format are required to conduct customer KYC verification.

When an individual opens a bank account, applies for a loan or approaches any creditor for financial processes, they must submit an ID proof number to verify their identity. These documents are also needed to avail government services. Moreover, businesses where customer onboarding is necessary must complete identity verification before starting to provide customer services.

Overview of Documents for Identity Verification

Due to the shift to remote working scenarios, digital verification has become the norm. In addition, digital channels help improve customer satisfaction as there is no need to submit the documents in person. Instead, customers can upload the documents, which the automated system will verify within a few hours.

Many financial institutions allow citizens to complete customer onboarding through mobile-clicked photographs of themselves and their papers. Under this method, customers can take a video of documents showcasing the ID proof number. The financial institutions check the records for authenticity, verifying them in a few hours. This helps to complete the customer onboarding process quickly and efficiently.

Read more in our ultimate guide to document verification.  

List of Documents Required for Identity Verification

The information in the identity verification documents must match the information individuals provided initially. Among other details, the identity verification documents must include ID proof number and personal information like one’s home address.

The following is the list of documents commonly used where an ID proof number is required:

For Proof of IdentityFor Proof of Address
PassportPassport
Arms License
Driving LicenseDriving License
Election Commission ID Card
Ration Card with photo of the applicant whose photo to be affixedRation Card with address
Central Govt Health Scheme /Ex-Serviceman Contributary Health Scheme CardCentral Govt Health Scheme /Ex-Serviceman Contributary Health Scheme Card
A certificate of address with photo on letterhead issued by MP/MLA/Group-A Gazetted OfficerMA certificate of address with photo in letterhead issued by MP/MLA/Group-A Gazetted Officer
Certificate of occupancy provided by Govt. recognised educational institutions (for students only)Certificate of occupancy supplied by Govt. recognised educational institutions (for students only)
Certificate with a valid photo ID (for rural areas) given by the Village Panchayat head or its equivalent authorityCertificate with a valid photo ID (for rural areas) provided by the Village Panchayat head or its equivalent authority
Income Tax PAN CardLast three month’s water utility bill
Photo Credit CardFixed line telephone bill (not older than last three months)
Address card with photo issued by Dept. Of Posts, Govt. of IndiaLast three month’s Electricity bill
Smart card issued by CSD, Defence/ ParamilitaryIncome Tax Assessment Order
Post Office/any scheduled bank’s current passbook featuring a photoVehicle Registration Certificate
Photo identification card (of Central Govt./PSU or State Govt./PSU only)Registered Sale/Lease Agreement
Photo ID Card of Govt. recognised educational institutions (for students only)Address card with photo issued by Dept. Of Posts, Govt. of India
State Government issued-certificate for Caste and Domicile, like Assam and other statesCurrent Passbook of Post Office/any Schedule Bank
Pensioner Card with photoID Card with picture having address (of Central Govt./PSU or State Govt./PSU only)
Freedom Fighter Card with photoLast three months’ Credit card statement
Kissan Passbook with photoState Government issued-certificate for Caste and Domicile
Aadhaar Card/e-Aadhaar letter downloaded from UIDAI websiteAadhaar Card/e-Aadhaar letter downloaded from UIDAI website
Sri Lankan Refugees Identity Card in Chennai and Tamil NaduSri Lankan Refugees Identity Card in Chennai and Tamil Nadu

The documents people submit for ID and address verification greatly influence the services they want to access. Many state approved verification documents are applicable only in the respective states. Hence, it would be helpful to check with the service provider about the type of documents to submit for verification.

With modern document verification, customers can easily upload documents and get notifications about document verification. In addition, digital verification reduces the administrative staff’s burden because the automation software checks for the validity of the documents by cross-checking online.

Nupura Ughade

Nupura Ughade

Content Marketing Lead

LinedIn
With a strong background B2B tech marketing, Nupura brings a dynamic blend of creativity and expertise. She enjoys crafting engaging narratives for HyperVerge's global customer onboarding platform.

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