Digilocker API

Challenges with Existing Solutions

Regulatory Compliance: Complicated and time-consuming solutions to automate compliance checks.
Fraud Prevention: Not being able to do real-time fraud detection.
Data Security: Inability to identify vulnerabilities and take actions.
Interoperability: Not being able to use and integrate multiple solutions seamlessly to enhance interoperability.

CKYC - Search & Download: The CKYC Search and Download verification checks the user's presence in the Central KYC Records Registry, enabling KYC identification processes based on matching details.
CKYC Data Validation: The CKYC Validation solution evaluates user information from the central KYC registry, categorizing responses as Approve, Review, or Reject
CKYC Upload: The CKYC Upload solution eases the process of uploading the KYC details of a user to the Central KYC Registry.
CKYC Update: The CKYC Update solution eases the process of updating the KYC details of a user to the Central KYC Registry.
Video KYC: The Video KYC solution verifies the user authenticity using a video verification process led by an agent.
KRA KYC Search, Download & Upload: The KRA verification checks and retrieves user details from the database, utilizing Download for existing PAN numbers and supporting KYC with Upload for new records.