A driving license (DL) is an official document that allows someone to operate a motor vehicle on public roads. Driver license verification checks for a valid driver’s license and can also be used as a form of identification.
In addition to being used for personal identification, driver’s licenses can also be targeted by criminals. Criminals can steal driving licenses to steal cardholders’ identities and perform fraudulent activities in the name of the person to whom the license was issued. Therefore, keeping the driver’s license safe and secure is vital.
This article discusses everything one needs to know about driver license verification, including what it is, how it is done, uses of a driver’s license, documents required, methods of verification, and commonly asked questions.
What is Driver License Verification?
Driver’s License Verification is a process through which institutions like financial or non-financial organizations can confirm that a driver’s license is valid. This verification also contains a list of endorsements that are attached to the license. Many establishments verify the KYC of customers before hiring them, and driver license verification makes it a more straightforward, efficient, and reliable process.
How is Driver License Verification Done?
Online driver’s license verification can be done using an instant DL verification API. The user first uploads a picture of the driver’s license or enters the details into the system. Then, related data is drawn out and validated by utilizing OCR technology.
Mentioned below are some steps necessary for driver license verification :
Step 1: The individual is invited via SMS or email for KYC verification.
Step 2: They either enter their DL number and DOB or can also upload a photo of the front and back sides of the DL.
Step 3: Then, the verifier captures the live image of an individual and DL.
Step 4: After this, OCR takes data from the captured image, and an AI-powered verification algorithm confirms these statements against the government database.
Step 5: Data aggregation matches the extracted KYC details with the validated data.
Step 6: DL verification is complete only when the match percentage is above a threshold.
The above steps take only a few minutes to complete, enabling the individual to come on board.
Where is Driver License Verification Used?
The two most common uses for driver license verification are:
E-commerce merchants want to reduce the risk of fraudulent activity by authenticating the documents that prove an individual’s identity. Often, this means asking for a valid driver’s license as proof. However, they may replace the legacy system of relying on paper documents with an electronic driver’s license check to automate the credential verification process.
Many people use fake IDs to commit fraud on e-commerce platforms. Fraudulent activities need to be stopped to protect the platform and its genuine users. Valid identification is necessary to authenticate an individual’s identity and distinguish fraudsters from genuine customers.
Having a verified driving license is essential for employers because it helps to ensure that they can file an insurance claim in the event of an accident. Many employers hire drivers without running a background check to see if their driver’s license is valid. But they need to realize that their insurance claim could be rejected if they get into an accident and their driver doesn’t have a genuine license.
Documents Required for Driver’s License
A driving license is an important document to have in today’s world. Some mandatory documents are required to apply for a driving license.
Here is a list of the most important documents needed when applying for a driving license:
- Age Proof such as:
- PAN Card.
- 10th/12th class mark sheet.
- Voter ID.
- Address Proof such as:
- Ration Card.
- Aadhaar card.
- Electricity bill or telephone bill.
- Life insurance policy.
- Passport-size photographs.
- Medical certificate for applicants over 40 years of age.
- Duly filled application form.
Methods for Driver License Verification:
There are primarily two methods for Driver’s License Verification. These are-
- Manual Driver License Check.
- Electronic Driver License Check.
Manual Driver’s License Check
A manual driver’s license check is a process in which an individual verifies the legitimacy of the driver’s license. This is generally done by checking for watermarks and the typeface to ensure that the license is not fake. Once the individual has finished inspecting the license, they record their findings legally and correctly.
Electronic Driver’s License Check
This method requires that the DL should include an RFID chip. The RFID chip helps encrypt, decode, and verify the driver’s license.
Technically, this process is very complex, but it gives a high level of security. With this method, an individual can freely verify the license in which there is no need for the participation of other employees. This method further reduces time consumption.
Benefits & drawbacks
Driver License Verification prevents fraud, making it the most significant benefit. It prevents E-commerce fraud, transactions fraud, and fraud against taking a driver’s job.
As mentioned above, an unverified or fraudulent license can get an insurance claim rejected. Therefore, holding a Verified Driving License is important because it helps claim insurance.
The minimum age eligibility for a driving license is 18 years in India. However, the government wants to raise this age limit because youngsters are the leading cause of road accidents. Therefore, the government wants to extend this age limit to prevent road accidents.
How can HyperVerge help?
HyperVerge provides the fastest online identity verification, KYC/AML checks, fraud detection, and fraud prevention for all industries, enabling frictionless customer onboarding. It has processed about 600+ million identity and fraud checks in the last 2.5 years and is the most prominent solution provider worldwide.
What are the limitations of a learning license?
A learner driver can only drive the vehicle of a motor training school under the supervision of an experienced driver with a verified driving license. A learner’s license can not be used for verification.
What is the minimum age for driving a vehicle in India?
The minimum age to drive a vehicle in India is 18 years old. They should have completed education till the 8th standard.
Who can validate a driving license?
An established civil servant, a police officer, a bank, MP, MLA, etc., can validate a driving license.